Right about now, you need a little extra love. It’s payback time for all the holiday indulgences.

Between the credit card debt, those five extra pounds, and the Mount Everest-size work pile that formed while you were chugging eggnog, it’s shaping up to be a truly rough winter.

And then there’s your morning commute: All but guaranteed not to go above 20 degrees until April.

So don’t you deserve a little something to look forward to? Like brand new resort dresses by Hanii Y, which are just hitting the racks at Riccardi.

You already know Hanii’s talents: She’s Hanii Yoon, the female half of the Y & Kei label. Now she’s taken that same design savvy and made pieces just as elegant, but a little more feminine. Just as tailored, with a tiny bit less structure.

Rock one of her filmy frocks on a long weekend in San Juan. Or a flowing halter at a dockside cafe on Harbour Island. And if paying off the credit cards is precluding the airfare, well, the dresses alone are like a trip to the tropics.

And about as hot as your commute is cold.

Available at Riccardi, 116 Newbury Street, Back Bay (617-266-3158 ).