They say you have to spend money to make money. And while this is clearly not a time to spend frivolously, there’s no reason to pass up a long-term investment.

Like Kelly Bergin’s winter collection. Her sophisticated designs forgo trends for feminine classics.

Inspired by opulent Russian tea parties, the pieces exhibit decadent lace, gold brocade, and rich jewel tones in a totally wearable way. The long rust dress with black waistband is drool worthy. A subtly sexy champagne silk top is as suitable for the office as it is for a cocktail soiree. And the black lace skirt is our idea of downright perfection.

While the prices aren’t dirt cheap, they are totally fair, considering the use you will undoubtedly get out of each piece.

Rest assured, these are no junk bonds.

Available online at satineboutique.com. To see styles, go to kellybergincollection.com.