Your body says Veuve-Clicquot, but your mind (and your bank account) say Budweiser. Here are ten ways to get creative with only a tenner in your wallet:

1. Skip the snooze-fest at the Cineplex and treat yourself to a night out at the San Francisco Ballet (455 Franklin Street; 415-865-2000). For less than the cost of popcorn and a soda, you can score seats to a performance you’ll remember.

2. Pretty notebooks with whimsical prints, like Hawaiian and Versailles,  are ideal for jotting down your latest get-rich-quick schemes. At $5 each, don’t be afraid to let your imagination run wild.

3. For a lesson in efficiency, take a tip from the Swedes. Fill edible gummi shot glasses from Scandinavian Details (364 Hayes Street; 415-335-1750) with alcohol and freeze for 30 minutes. Drinks and dessert in one. Skol!

4. Cheaper than your co-pay and much more fun than the doctor, Jane Inc.’s prescriptive bath cubes at Church Street Apothecary (1767 Church Street; 415-970-9828) have the cure for whatever ails you. Get instant relief from sleeplessness, muscle aches, and sticker shock for just $6 a pop.

5. As a rule, you should never settle for reconstituted poultry parts. But for $6.45, you can sate your hunger with half a rotisserie bird and a divine pita dusted with Middle Eastern spices and homemade garlic dip from Goood Frikin’ Chicken (10 29th Street; 415-970-2428). It’s that frikin’ good.

6. Classier than a brown-bagged MD 20/20, a bottle of crazy milk from True Sake (560 Hayes Street; 415-355-9555) can help drown your financial woes while still keeping your bank account (and your dignity) afloat.

7. Ditch the diamonds and buddy up to plastic. Stock up on vintage bangles at Heartfelt (436 Cortland Avenue; 415-648-1380) in virtually ever color of the rainbow. From $2 to $6 each, you might as well splurge on a whole stack.

8. A good old-fashioned hot fudge sundae from Sparky’s 24 Hour Diner (242 Church Street; 415-626-8666) can take your mind off just about anything, anytime. Its $4.75 price tag is the cherry on top.

9. Biting your nails doesn’t qualify as grooming. The $10 manicure at Lavande Nail Spa (2139 Polk Street, suite B; 415-931-7389) is a guilt-free indulgence worth every penny.

10. The bad news: You’re not going to Rio this year. The good news: You can learn to dance like you did. Take an Afro-Brazilian Dance class at the Mission Cultural Center for Latino Arts (2868 Mission Street; 415-821-1155; Tuesdays, 8-9:30 p.m.) for a third of the cost ($10 to be exact) of a bikini wax and way less pain.

Proof that you’re money, even when you’ve got none.